top of page
G&G logo - NEW - RGB - shaded - REVERSED.png
AdobeStock_141023550.jpeg

MOTOR VEHICLE ACCIDENTS: WORKERS’ COMP VERSUS NO-FAULT

When someone is injured in a motor vehicle accident, New York’s No-Fault Law provides coverage for lost wages and medical bills. As a result, when a hospital or doctor’s offices hears that you were injured in a car accident, they often submit their bills and reports to No-Fault.

However, if the motor vehicle accident was work-related, then the primary coverage is provided by workers’ compensation – not No-Fault. If the medical providers submit their bills and reports incorrectly, it can delay the payment of workers’ compensation benefits, or even cause the workers’ compensation claim to be contested or denied.

This is important to the injured worker because workers’ compensation provides far greater protection than No-Fault. No-Fault’s payment for lost wages is limited to $2,000 per month, and its maximum payment for lost wages and medical bills combined is only $50,000. In a case with serious injuries, a few days in the hospital can exhaust the No-Fault coverage, leaving the worker with no protection for lost wages or additional medical bills.

By contrast, workers’ compensation provides unlimited coverage for medical expenses, lost wage payments can exceed $4,000 per month, and benefits can be paid for many years and in some cases for life.

As a result, if you are injured in a motor vehicle accident while working, it’s important that you make sure your health care providers are aware that you have a workers’ compensation case, not a No-Fault claim, so they can submit their bills and reports correctly and help you get the proper benefits.

8 views

Recent Posts

See All

BLOG POST

Grey & Grey, PLLC

Contact Us

Thanks for submitting!

Grey & Grey, PLLC is a law firm dedicated to the representation of workers who are injured on or off the job. We specialize in handling claims for Workers’ compensation, Social Security Disability, Disability Retirement, and Personal Injury.

Farmingdale Office

360 Main Street

Farmingdale, NY 11735

(516) 249-1342
Directions

Manhattan Office

111 Broadway Suite 809

New York, NY 10006

(212) 964-1342
Directions

Queens Office

118-35 Queens Boulevard Suite 1505

Forest Hills, NY 11375

(718) 268-5300
Directions

Suffolk Office

646 Main Street

Port Jefferson, NY 11777

(631) 249-1342
Directions

Westchester Office

203 East Post Road

White Plains, NY 10601

(914) 984-2292
Directions

Bronx Office

2932 Wilkinson Avenue, Room 503, Bronx, NY 10461

(718) 268-5300
Directions

Thanks for subscribing!

Terms & Conditions

Privacy Policy

Accessibility Statement

G&G logo - NEW - RGB - shaded.png

Disclaimer: Attorney Advertising.  The legal information presented on this site is not intended to offer any medical or legal advice. The content presented on this website is intended for educational purposes only. Visitors to this website should not substitute its content for the professional services of a legal or healthcare professional.  Reasonable attempts have been made to ensure the information presented on this website is accurate, and Grey & Grey cannot make express or implied representations or warranties about the completeness or accuracy of the contents of this website.  You should consult an attorney for advice regarding your individual situation.  Contacting us does not create an attorney-client relationship.  Please do not send any confidential information to us until such time as an attorney-client relationship has been established. 

© 2025 by Grey & Grey, PLLC. All Rights Reserved. 

bottom of page